Privacy Policy

This Privacy Policy describes how RS Buildland Private Limited (“we”, “our”, or “us”) collects, uses, and protects information in relation to the FinNote application.

FinNote is a personal finance tracking application designed to help users understand their financial activity through automated and privacy-focused data processing.

1. Information We Collect

FinNote processes financial information differently depending on the platform:

🔹 Android (SMS-based processing)

On Android devices, FinNote may access SMS messages only with explicit user permission.

  • The app reads financial transaction-related SMS messages (such as bank alerts, payment confirmations, and transaction notifications)

  • The app does not access or process personal, private, or unrelated messages

🔹 iOS (Email-based processing)

On iOS devices, FinNote may access email data only after user authorization.

  • The app processes banking-related emails and transaction alerts

  • The app does not access unrelated personal emails

2. How We Use Information

The collected data is used strictly to:

  • Identify financial transactions

  • Categorize expenses

  • Generate summaries and insights

  • Provide a clear financial overview

3. Data Processing and Storage

  • Data is processed securely and only for core functionality

  • We implement reasonable safeguards to protect user data

  • We aim to minimize data retention and only store necessary information

4. Data Sharing

We do not sell, rent, or trade user data.

Data may only be shared:

  • If required to provide essential app functionality

  • If required by applicable laws or regulations

5. User Control

Users have full control over their data:

  • Permissions (SMS or Email) can be revoked at any time

  • Users may stop using the app at any time

  • Data processing stops once access is removed

6. Permissions Transparency

FinNote requests access only for essential functionality:

  • SMS permission (Android) → used strictly to read financial transaction messages

  • Email access (iOS) → used strictly to identify financial transaction-related emails

No other data is accessed beyond what is necessary for these features.

7. Security

We take appropriate technical and organizational measures to protect user data from unauthorized access, misuse, or disclosure.

8. Third-Party Services

FinNote may use secure third-party services (such as email APIs) to enable functionality. These services follow industry-standard data protection practices.

9. Children’s Privacy

FinNote is not intended for individuals under the age of 13. We do not knowingly collect data from children.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be reflected on this page.

11. Contact Us

If you have any questions or concerns, contact us:

finnote.support.fn1.0@gmail.com